Most Indian founders are underinsured without knowing it. Enterprise customer contracts routinely require D&O, Cyber, and Professional Indemnity coverage as a condition of signing — but founders discover this during contract negotiation, not before. Corpfy's Business Insurance module makes coverage gaps visible before they become deal blockers.
Industry tools and what Corpfy does differently
| Capability | Industry standard | Corpfy advantage |
|---|---|---|
| Policy Inventory | Folder of PDFs and calendar reminders — no single view | Structured insurance register: type, insurer, premium, coverage amount, renewal date, and policy document stored in Corpfy Vault — all in one dashboard |
| Coverage Requirements | Discovered during contract negotiation — too late | Coverage gap analyser: compares your active policies against what your enterprise customer MSAs and investor agreements require — flags gaps before you enter a deal |
| Group Health Management | Plum / Acko — excellent product, separate login | Plum and Acko integrations built into Corpfy — employee additions and exits from HR & Payroll automatically sync to your group health policy, eliminating the manual update that causes coverage lapses |
| Renewal Tracking | Calendar reminders set manually — easily missed | 90-day and 30-day renewal alerts per policy with the responsible owner assigned — operating without insurance when a contract requires it is an immediate material breach |
| Requirement Discovery | Insurance broker consultation — reactive and advisory | Requirement engine: input headcount, sector, funding stage, and contract types → receive a prioritised list of insurance products you need, with India-specific insurer comparisons (HDFC Ergo, ICICI Lombard, Plum, Acko) |