Unified Startup Enablement & Growth Platform

From Chaos to Clarity — Know Your Cash Position Always

Financial Planning transforms your cash runway from a vague anxiety ("we have about 8 months") into a precise, actionable forecast. You'll model three scenarios (conservative, base, aggressive), track monthly burn, and know exactly when you need to fundraise — not when the bank account hits zero.

Most founders run on fumes, making hiring and spending decisions with incomplete information. This tool flips that: you get a live dashboard of your cash trajectory, budget allocation, and burn drivers, updated monthly. The result: strategic breathing room and investor-ready financial controls.

Cash Position Dashboard: Real-time balance, burn rate, runway
Budget Allocation: Salary costs, infrastructure, marketing, tools — all tracked
Runway Forecasts: 3 scenarios (conservative/base/aggressive) to plan contingencies
Burn Driver Analysis: Which line items are growing fastest; where you have slack
Funding Timeline Planning: Know when to start fundraising (tip: 6 months before you run out)

Understanding Your Cash Runway

The Formula Everyone Gets Wrong

Runway (months) = Cash Balance / Monthly Burn Rate

If you have ₹1 Cr cash and burn ₹20L/month, you have 5 months runway. But this is a lie if:

Your burn is accelerating (hiring) — it's actually 4 months
You're growing revenue — it's actually 6 months
You have a major expense coming (server migration, office renewal) — it's actually 3 months

Rule of thumb: Your stated runway is your best-case number. Subtract 1 month and that's your real comfort zone for making fundraising decisions.

The Three Budget Categories

Fixed Costs (60%): Salaries, office rent, insurance — hard to cut without damaging the company
Variable Costs (30%): Infrastructure, cloud services, tools — can scale up/down based on growth
Strategic Spend (10%): Marketing, R&D, hiring for future — first to cut in downturns, last to add in upturns

When fundraising is delayed, you cut strategic spend first (pause hiring, kill marketing). Fixed costs are the trap — they grow without you noticing.

Runway Scenarios — Plan for Every Outcome

Scenario	Monthly Burn	Revenue Assumed	Runway	When to Fundraise
Conservative	₹22L (burn increases 5%)	₹2L (slow growth)	3.5 months	Start immediately; you're in danger
Base Case	₹20L (flat)	₹8L (normal growth)	5 months	Start in 2 months; announce in 3
Aggressive	₹18L (revenue offsets burn)	₹15L (high growth)	8+ months	Can be selective; aim for optimal valuation

Frequently Asked Questions

When should I start fundraising?+

6 months before you run out of cash. Fundraising takes 4–6 months (pitches, diligence, closing). If you wait until 3 months of runway, you're negotiating from desperation. Investors can smell it.

How do I reduce burn without killing growth?+

Cut strategic spend (pause marketing, slow hiring) before touching fixed costs (salaries). Negotiate with vendors (cloud credits, discounts). Defer nice-to-have projects. But never cut product quality — that kills growth faster than burn reduction helps.

Should I optimize for revenue or runway?+

Both. But if forced to choose: runway first. Revenue that comes at the cost of catastrophic burn (burn > 30% of runway/month) is not sustainable. Optimise revenue growth, not burn reduction. The goal is profitable growth, not bleeding slowly.

Key Takeaways for Financial Planning

Runway is your most important metric — treat it like a ticking clock

Most founder crashes happen because they optimised for growth and ignored runway. You can't outrun a zero balance. Know your number weekly. When it hits 6 months, pick up the phone and start pitching.

Fundraising is a 6-month process — start early

If you think you have 10 months of runway and wait until month 4 to fundraise, you'll be pitching with 6 months left. Perfect. If you wait until month 7, you're pitching with 3 months left and every investor knows it. Desperation kills deal terms.

Your burn rate is a feature, not a bug

Fast growth requires burn. A company burning ₹20L/month while scaling 20% month-over-month is healthy. A company burning ₹20L/month while growing 2% is broken. Context matters. Talk about burn as a % of runway growth rate, not in absolute terms.

Inside Corpfy Financial Planning

Corpfy's Financial Planning dashboard gives founders a live view of cash runway, burn rate, and budget allocation — updated monthly from data you enter once. You model three scenarios (conservative, base, aggressive) and see exactly when you need to start fundraising, not when the bank account hits zero.

What you get in the dashboard

Feature	What it does	Founder benefit
Runway Calculator	Cash balance ÷ monthly burn, updated every time you edit budget lines	Always know your exact runway in months — no spreadsheet needed
3-Scenario Forecast	Conservative / Base / Aggressive runway projections with separate burn and revenue assumptions	Know your fundraising trigger date under every realistic outcome
Budget Allocation Editor	Line-by-line monthly budget across salary, infrastructure, marketing, and tools	See which cost categories are growing fastest before they become a problem
Burn Driver Analysis	Highlights the top 3 fastest-growing expense categories month-over-month	Actionable cost visibility — cut strategically, not blindly
Fundraising Timeline Alert	Flags when runway drops below 6 months and suggests fundraise start date	Never start fundraising from a position of desperation

Investor-ready output in one click

Every scenario in Corpfy Financial Planning exports as a clean one-page financial summary — runway chart, budget breakdown, and scenario comparison table — formatted to investor expectations. Corpfy-generated financials have been used in Series A decks by Indian SaaS founders raising from Sequoia India, Accel, and Elevation Capital.